The Horizon’s Monthly Savings - September 2019

Percent Total Monthly Income Saved: 33%

Monthly Contributions:

Tax Advantage Account Savings (401K + employer match, IRA): $4612

Brokerage Account Savings (Vanguard, Betterment, Lending Club): -$960

Monthly Piggy Bank Growth: $5290

End of Month Percent to Final FI Goal: 17.5%

Percent Mortgage Paid Off: 79.57%

Total Approximate Interest Saved (using amortization tool): $132,537

Monthly Successes:

Mrs. Horizon got her bonus at her job. It was more than we expected even though it was only for ½ a year. So, kudos to her! We used the extra to help pay off on the house and we are just about at 80% which is great. Trying to stay on track for a March 2020 payoff. The cash + cards are showing there worth with $185 in rewards earned already!

Monthly Shortcomings:

Mrs. Horizon gave up on tracking all the food bills, but we are more mindful of our grocery bills now. The good news here is our credit card tracks food expenses so we can still always check it.


We had an amazing trip out to Glacier National Park! We hiked just about 100 miles through beautiful mountains and glaciers and got to see lots of wildlife. Starting to think about next year’s adventures cannot wait to start sharing when we decide.

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Crossing the Event Horizon