The Horizon’s Monthly Savings - October 2019

Percent Total Monthly Income Saved: 42%

Monthly Contributions:

Tax Advantage Account Savings (401K + employer match, IRA): $5739

Brokerage Account Savings (Vanguard, Betterment, Lending Club): $0

Monthly Piggy Bank Growth: $11,954

End of Month Percent to Final FI Goal: 18.3%

Percent Mortgage Paid Off: 82.11%

Total Approximate Interest Saved (using amortization tool): $133,168

Monthly Successes:

Mr. Horizon got a small bonus at work. Added Mrs. Horizon to insurance and ramped up our HSA contributions to get the full benefit.

Monthly Shortcomings:

We assessed that we have not been writing enough over the summer. We expected this and are going to try to do better to get more consistent content to everyone over the winter.


This was the first month back to basic living expenses after our normal summer adventures. We think we made on major decision for a backpacking trip next year… More to come! We are working to find cool winter projects to work on!

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Crossing the Event Horizon