The Horizon’s Monthly Savings - May 2020

Percent Total Monthly Income Saved: 64%

Monthly Contributions:

Tax Advantage Account Savings (401K + employer match, IRA): $3072

Brokerage Account Savings (Vanguard, Betterment, Lending Club): $4617

Monthly Piggy Bank Growth: $18948

End of Month Percent to Final FI Goal: 22.1%

Total Monthly Spending: $6064

Monthly Successes:

We did pretty well on saving while building a deck and adding a patio door to the house. We are thrilled with the results and it really adds a nice finish to the house! Mr. Horizon really enjoys building things and working around the house. Mrs. Horizon’s bees are doing fantastic this year and the hive has exploded in population! We have high hopes for them this season.

Monthly Shortcomings:

Mr. Horizon had an unexpected brake problem on one of the vehicles, setting us back $800. We were unable to achieve the $5000 target for our brokerage because of the brakes.


We are trying to plan a trip for the summer, but the lockdown is making it difficult. Mrs. Horizon has been investigating Rocky Mountain National Park to see if we can go out there and hike in the mountains for a week. Our spending should return more to summertime normal in June as we finish up the projects around the house. We have now passed our cash net worth from prior to our house pay off decision and are very happy with how far we have come!

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Crossing the Event Horizon