The Horizon's Monthly Savings-July 2018

Percent Total Monthly Income Saved: 45.9%

Monthly Contributions:

Tax Advantage Account Savings (401K + employer match, IRA): $3845

Brokerage Account Savings (Vanguard Index Funds, Betterment, Lending Club): $1090

Monthly Piggy Bank Growth: $10,097

End of Month Percent to Final FI Goal: 17.2%

Monthly Successes:

We closed on and moved into our new house! We are very excited, but had to spend a large amount of money on closing and getting moved in. The next few months we will be working to see what our new ‘financial normal’ is while paying on the house. In August we will adding an update to the tracker to show percent of principle paid on the house. It will be a fun way to track and note our progress!

Monthly Shortcomings:

Right now we have lots of money going out due to the house and wedding. I don’t know if I would call this a shortcoming, but the amount we are spending is a little higher than anticipated. We are doing our best to keep expenses low and are currently evaluating our budget to increase our savings at the same time.


Mrs. Horizon pay schedule changed this month so she is more strapped for cash than usual. She has also been working hard to put together a Trekking Guide that will look at how to plan a frugal backpacking trip from our recent trip to The Great Smokey Mountains. I have been falling behind on my writings and will be posting a Trekking Guide for how we developed our “Golden Number.”

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Crossing the Event Horizon