The Horizon’s Monthly Savings - January 2020

Updated: May 2

Percent Total Monthly Income Saved: 39%

Monthly Contributions:

Tax Advantage Account Savings (401K + employer match, IRA): $5598

Brokerage Account Savings (Vanguard, Betterment, Lending Club): $0

Monthly Piggy Bank Growth: $3916

End of Month Percent to Final FI Goal: 20.4%

Percent Mortgage Paid Off: 90.06%

Total Approximate Interest Saved (using amortization tool): $134,547 Total Monthly Spending: $1909

Monthly Successes:

We requested our final mortgage payoff statement for our house! We are looking forward to being COMPLETELY DEBT FREE!

Monthly Shortcomings:

Our over stove microwave/range decided to die, this was a $220 setback. We were able to change it out ourselves, saving $129 on about a 10 minute install.


We are adding our monthly spending to our trail log. It does not include the mortgage because we are planning to pay it off by the end of next month. We will be tracking our overall spending much closer this year. We want to understand our total annual costs and exactly where the money goes. At the end of the year we will post our final results.

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Crossing the Event Horizon