The Horizon's Monthly Savings- February 2019

Percent Total Monthly Income Saved: 60.0%

Monthly Contributions:

Tax Advantage Account Savings (401K + employer match, IRA): $4420

Brokerage Account Savings (Vanguard Index Funds, Betterment, Lending Club): $2000

Monthly Piggy Bank Growth: $13030

End of Month Percent to Final FI Goal: 20.5%

Percent Mortgage Paid Off: 16.11%

Total Approximate Interest Saved (using amortization tool): $52896

Monthly Successes:

February was a pretty good month. We passed 1/5th of the way to our financial independence goal! We cut a little more money off of our food expenses and paid a pretty nice chunk on the house because our tax was slightly lower than expected. Our savings has become very consistent for 2019 we are saving 60% of our income monthly.

Monthly Shortcomings:

Got our big tax bill for the lucky break we had in 2018. At least it is done with now but this was the first year we have ever had to pay in for our taxes and it does not feel great. We failed our 2019 American Birkebeiner Nordic Ski Marathon. Due to our lack of preparation and Mr. Horizon getting injured, we called it quits about an hour into our race. It showed us that we really need to get back into working out consistently.


Mrs. Horizon ordered her honey bees and she is going to start building a hive for the spring. Mr. Horizon sized his pump for his aquaponics system and will be building it in March. We finished up our Roth IRA conversion for all of our 2018 IRA contributions and started our 2019 Roth contributions. We have been getting a LOT of snow recently and we are itching for a spring adventure!!!

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Crossing the Event Horizon