The Horizon’s Monthly Savings - December 2019

Percent Total Monthly Income Saved: 41%

Monthly Contributions:

Tax Advantage Account Savings (401K + employer match, IRA): $4585

Brokerage Account Savings (Vanguard, Betterment, Lending Club): $0

Monthly Piggy Bank Growth: $11,082

End of Month Percent to Final FI Goal: 20.1%

Percent Mortgage Paid Off: 87.35%

Total Approximate Interest Saved (using amortization tool): $134,175

Monthly Successes:

We are 20% of the way to our golden number again… but paying the huge chunk on the house and getting the piece of mind was worth it for us!

Monthly Shortcomings:

We bought a new smart TV. We did not need it and it doesn’t add any value, but Mrs. Horizon and quickly link her phone to the TV so she believes it is worth it…


This month we started consolidating 2019 and looking forward into 2020. We will be writing our 2019 financial year in review and cannot wait to share it with you! This was the first month adjusting to the new HSA investing and it is nice to see it grow for future medical expenses. We enjoyed spending a ton of time with family and friends this month as well!

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Crossing the Event Horizon