The Horizon’s Monthly Savings - April 2020

Percent Total Monthly Income Saved: 70%

Monthly Contributions:

Tax Advantage Account Savings (401K + employer match, IRA): $8020

Brokerage Account Savings (Vanguard, Betterment, Lending Club): $11625

Monthly Piggy Bank Growth: $43876

End of Month Percent to Final FI Goal: 20.7%

Total Monthly Spending: $2701

Monthly Successes:

We were able to take advantage of the downturn in the market and invest extra. With the stay at home order we were able to do a ton of landscaping at the house and really have it looking nice! We got our backpacking packs and cannot wait to start getting some miles on them!

Monthly Shortcomings:

As many people have had to do, we had to reassess all of our vacation plans for the year. No more Tour de Mount Blanc this summer and even our smaller trips are getting cancelled. We had to spend more money on landscaping than we wanted but it really does look amazing. We know now that we need to do a better job of estimating costs on future projects.


The next two months our monthly spending will go up as a result of the costs of making the updates to landscaping and adding a patio door with a deck. We are both back at work as the stay at home order has been relaxed and it is nice to get a little bit of normal back. Mr. Horizon’s new job has been going well and he is enjoying it so far!

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Crossing the Event Horizon